Business Insurance
Business Insurance
All business owners can protect their building value and assets such as decorations, machines, fixtures, and electronic devices at their workplace; as well as your commercial goods (inventory) and third-party goods, including glass, advertising boards, and totems against all risks with a business package policy. Additionally, if requested, we also cover your cash and valuable documents at the workplace, employee life and accident risks, and employees' personal belongings.
What Coverages Does the Business Package Policy Include?
- Fire, lightning, explosion
- Flooding
- Storm
- Land subsidence
- Fire liability
- Business interruption
- Debris removal
- Smoke
- Collision with land or air vehicles
- Glass breakage
- Strike, lockout, civil commotion, riots, malicious acts, and terrorism
- Loss of rent
- Alternative workplace expenses
These questions come to mind for all business owners. Business policies should be tailored specifically for each business. Although it is called a package policy, there is no need to pay extra for risks that do not apply to your business. For this reason, our expert risk managers at Bursa Ata Sigorta visit your workplace to conduct a risk analysis and create a personalized insurance policy for your company.
The most important thing in your business is to describe your work correctly and identify the correct sector. Because trade titles are often written broadly, the risk branch of your work greatly affects the formation of the insurance policy.
Also, answers to questions such as your machinery park, type of goods, number of employees, and location of the business are important for creating the policy.
The rationale behind package policies is to cover multiple risks under a single policy. The most important feature is that risks you may not even consider are already defined within the package. The risks included in package policies are suitable for everyone and are provided with basic limits. If your business needs different coverage, be sure to inform your insurer.
Insurance is a specialized field that requires knowledge. Of course, it is not possible for all customers to understand all the written coverages and explanations. In such cases, it is recommended to work with a trustworthy insurance broker.
