Energy Insurance

Energy Insurance

Solar Power Plant Insurance:

Our country is highly suitable for PV solar energy system investments due to its sunshine duration and available land. As a result, the topic attracts investors, each of whom is a potential client. As Kotra Insurance, we support our clients in their investment decisions and work to meet their solar power insurance needs. We provide solutions for risks under both property and financial loss categories during the installation and operational phases of solar power plants. We ensure protection for damages to equipment during installation and occupational accidents involving installation staff. Additionally, we cover possible damages to equipment being transported to the construction site. For rooftop installations, we offer specially developed insurance products that cover third-party liability and professional liability risks of EPC companies. During the operational period, we secure the solar power plant against natural disasters, fire, and theft. We also provide coverage for loss of profit due to power outages resulting from insured damages. Furthermore, we offer coverage for a decline in production performance guaranteed by equipment manufacturers. Through our research and special insurance solutions, we stand by solar investors at every stage, enabling them to focus solely on growth.

Wind Power Plant Insurance:

Just like solar efficiency, our country is also highly suitable for wind energy investments. Except for Malatya Province, significant investments have been made across nearly all regions due to sufficient wind intensity, and capacity increases are ongoing. We offer insurance solutions for damages that may occur while transporting components of wind power plants to the installation site, for risks during the assembly phase, and for third-party liability. We also cover operational risks after the plant is commissioned. In addition, we provide business interruption coverage for income losses caused by damages covered under the insurance policy. This is particularly important for ensuring loan repayment to financial institutions and income stability for facilities established with equity capital.

Biomass Power Plant Insurance:

Due to our country’s rich agricultural and livestock activities, and its contribution to waste treatment and separation, the number and capacity of biomass power plants are increasing daily. We offer insurance products with special coverages tailored to these facilities. We cover business interruption due to damages under the policy, environmental liability risks, machinery breakdowns, and loss of profit resulting from such breakdowns. Our insurance products also cover damages to equipment during installation, as well as employer and third-party liability risks.