1. What is the difference between compulsory traffic insurance and comprehensive insurance?

Traffic insurance covers damages to the other party; comprehensive insurance covers damages to your own vehicle.

2. Does my comprehensive insurance cover damages?

Depending on the policy, damages from collisions, theft, fire, etc. are covered.

3. How much is paid if the vehicle is totaled?

The current market value of the vehicle is paid, based on an expert report according to the policy.

4. What is no-claims discount and how is it protected?

A premium discount applies for each claim-free year. Some policies protect this discount even in case of minor claims.

5. Is it valid abroad?

Compulsory traffic insurance is valid only in Turkey. For comprehensive insurance, "green card" or international coverage may apply.

1. At which hospitals is private health insurance valid?

It is valid at private hospitals contracted with the policy. You can find the list on the insurance company’s website.

2. Are outpatient treatment costs covered?

If outpatient treatment coverage is included, expenses like doctor visits, tests, and X-rays are covered.

3. Are pre-existing conditions covered?

Generally no. Pre-existing conditions may be excluded from coverage.

4. Is maternity coverage included?

It can be taken optionally and usually has a one-year waiting period.

5. Are overseas medical expenses covered?

If there is overseas coverage or complementary insurance with this feature, expenses can be covered.

1. What does travel insurance cover?

It covers many risks including emergency medical expenses, baggage loss, trip cancellation, and accident treatment.

2. Is it mandatory for visa applications?

Yes, Schengen and some other countries require travel health insurance.

3. Does the insurance cover trip cancellation?

Some policies cover cancellation or delays; details depend on the policy.

4. Is lost baggage covered?

Yes, baggage loss or delay is covered up to a certain limit.

5. Is COVID-19 treatment covered?

Many current policies cover COVID-19, but check the specific policy details for confirmation.

1. When does life insurance come into effect?

Payment is made to the beneficiary in case of the insured person's death.

2. Can I get my money back when the policy expires?

Yes, if it is a "savings life insurance." Other types do not refund premiums.

3. Who can benefit from it?

Generally, anyone between 18–65 years old can get life insurance.

4. Are there benefits other than death coverage?

Yes, some policies include additional coverage such as critical illnesses, permanent disability, or accidental death.

5. Does it provide tax advantages?

Yes, premiums paid for life insurance can be deducted from the tax base (within certain limits).